How to Receive Money From Western Union to Bank Account – Easy Method

Nowadays, nothing is more valuable than “Money”. More than 27% of Americans earned extra money. Also, sending and receiving their money to relatives. As a medium of transfer method, they use Western Union, because it is reliable, trustworthy, and quickest.  With the help of Western Union you can complete transferring or getting money from anywhere. The most frequent question I saw online was “How to receive money from western union to bank account”. So, I decided to share some resourceful information here. Let’s get started.

Western Union Receive Money in Bank

Western Union has 3 ways to receive money from senders ex. by person, Agent and Bank. For bank transferring users can receive up to £50,000 from any Western Union certified bank accounts over 50 countries quickly.

Steps for Sending Money with a Bank Account and Debit/Credit Card Through App

1. Open Western Union app
2. You will see the “Send Money” and “Login/Sign Up” option.
3. Tap on “Send Money”
4. Select the country where you want to send money
5. Put your amount on first box
6. Answer the question “How will your receiver get it?”
7. Now you will see two option Cash Pickup and Bank Account
8. Select Bank account (Each country has individual Western union agent banking)
9. Answer the question “How will you pay?”
10. Choose Debit/Credit or Bank Transfer option
11. If you still don’t login, Just login to Western Union account
12. From receiver option, Add a new receiver
13. Fill all the required information such as full name, bank name, branch name, account number
14. After successfully adding new receiver account, sender can easily send money from anywhere
15. Finally, your sender got a Money Transfer Control Number (MTCN) number. This number is important. Because, the receiver will need it to withdraw.

Steps for Receiving Money with a Bank Account

Provide Your Sender Information

In order to receive western union to bank account, your sender needs a few details to input. You have to give your Bank name, Bank code, Bank account number, Amount to send, and preferred country information to the sender. Then, he/she will be able to send you money. Pay-out will be made with local currency. But, the sender should inform the receiver of the local currency to avoid additional charges. 

Track the Transfer

Your money is on the way. Western Union has an option to track your money currency position. After sending money, use the MTCN number to track your funds.

Get MTCN and Your Money

Sender will give you a MTCN number, after sending money to a certified bank account. You have to note down the MTCN number. To make the money in cash, go to a nearby agent service, then tell the MTCN number. They will make your money cash.

Get Money to Bank Account

To get your money western union to bank account, you have to create a state bank account. For example, if you are a citizen of India. 

1. Go to the State Bank of India website.
2. Login with your credentials
3. Then go to “Payment and Transfer” option
4. Scroll down and find “Western Union Service”. Tap on it.
5. An empty box saying to input MTCN number
6. Full name, Country, Amount etc. box need to be filled up.
7. Then click on “Submit”
8. Soon money will add to your account

Does Western Union Cash Checks? (Types of Checks, Fees + More)

Related Article

Western Union Bank Account Transfer Details and Timeline

Here is a table information about banking information, total time of transfer process. You should check it out before transferring an amount.

Country	Currency	Delivery timeline	Bank details
Albania	ALK	1-2 banking days	IBAN
Andorra	EUR	0-1 banking day	BIC, IBAN
Argentina	ARS	Up to 5 days1	Account number, tax ID (CUIL), purpose of transfer, receiver nationality, address – city, province, email, mobile number
Australia	AUD	0-1 banking day	Bank/State/Branch (BSB), account number
Austria	EUR	0-1 banking day	IBAN
Azerbaijan	AZN	0-1 banking day	IBAN, purpose of transfer
Bahrain	BHD	1-2 banking days	BIC, IBAN
Bangladesh	BDT	0-2 banking days	Branch name, district, account number
Belgium	EUR	0-1 banking day	IBAN
Bosnia & Herzegovina	BAM	0-1 banking day	IBAN, receiver address, city, postal code
Brazil	BRL	Same banking day	Branch number, account number and type, receiver CPF (tax ID), date of birth, phone, mobile number
Bulgaria	EUR	0-1 banking day	IBAN
Canada	CAD	1-2 banking days	Financial institution number, transit number, account number and type
Chile	CLP	1-2 banking days	Account number, account type, RUT (tax ID)
China	CNY	Real-time2 to 5 banking days3	Bank card number, receiver mobile number, purpose of transfer
Colombia	COP	0-1 banking day	Account number and type, receiver national ID, address, state (departamento), city, mobile number
Costa Rica	CRC/USD	In minutes to 1 banking day	Account number, national ID number
Croatia	HRK	0-1 banking day	IBAN
Cyprus	EUR	0-1 banking day	IBAN
Czech Republic	CZK	0-1 banking day	IBAN
Denmark	DKK	0-1 banking day	BIC, IBAN
Ecuador	USD	0-1 banking day	Bank name, account number, account type, receiver address
Egypt	EGP	1-2 banking days	Account number, purpose of transfer
El Salvador	USD	0-1 banking day	Bank name, account number
Estonia	EUR	0-1 banking day	IBAN
Finland	EUR	0-1 banking day	IBAN
France	EUR	0-1 banking day	IBAN
French Guiana	EUR	0-1 banking day	IBAN
Georgia	GEL	0-1 banking day	IBAN, purpose of transfer, receiver address
Germany	EUR	0-1 banking day	IBAN
Ghana	GHD	In minutes	Account number, SWIFT BIC, purpose of transfer
Gibraltar	GBP	0-1 banking day	IBAN
Greece	EUR	0-1 banking day	IBAN
Guadeloupe	EUR	0-1 banking day	IBAN
Guatemala	GTQ	0-1 banking day	Bank name, account number, receiver address
Honduras	HNL	0-1 banking day	Bank name, account number, receiver address
Hong Kong	HKD	0-1 banking day	Account number, bank code, branch code
Hungary	HUF	0-1 Banking day	BIC, IBAN
Iceland	EUR	0-1 banking day	IBAN
India	INR	Real-time5 to 1 banking day	Account number, IFSC code, purpose of transfer
Indonesia	IDR	Real-time6 to 1 banking day	Account number
Ireland	EUR	0-1 banking day	IBAN
Israel	ILS	1-2 banking day	IBAN, purpose of transfer
Italy	EUR	0-1 banking day	IBAN
Jamaica	JMD	0-1 banking day	Account number, branch name, receiver’s mobile number
Japan	JPY	1-2 banking days	BIC, account number
Kenya	KES	In minutes to same banking day	Account number
Kosovo	EUR	0-1 banking day	IBAN, purpose of transaction
Kyrgyzstan	KGS	0-1 banking day	Bank name, account number, BIC, purpose of transfer
Latvia	EUR	0-1 banking day	BIC, IBAN
Liechtenstein	CHF	0-1 banking day	BIC, IBAN

How to Receive Cash to Bank Account

To receive your cash to your bank account, you have to follow simple steps. 

1. Go to WU.com
2. Select “Update Delivery Method” from right corner
3. Enter MTCN tracking number to get cash
4. Fill your account information and bank details
5. Share the link with sender to complete transfer
6. Sender need to make a change in delivery method

How to Receive Cash to Debit Card

With Western Union, you can transfer cash to a debit card easily. Following procedure may help you out.

1. Go to WU.com
2. Choose “Track a Transfer”
3. Follow the screens instructions
4. Enter MTCN tracking number
5. Choose “Receive Money on a Card”
6. Fill sender’s details
7. Submit debit card details

Western Union Receive Money in Person

You can receive your money in cash with the help of Western Union from any certified Agent Location. You have to visit a remote location with the government. Issued ID card. Your sender will give you a 10-digit Money Transfer Control Number (MTCN), then you will be able to transfer money.

Learn More:

• How to Close Chase Account – Best Easy Methods
• How Can I Activate My Wells Fargo Credit Card – 5 Ways

How to Receive Money from Agent Location?

It is so easy to receive money from Agent Location. Before sending or receiving money, make sure this agent is certified by Western Union®. You will be asked for a few documents in order to receive a cash amount.

• Your full name.
• Expected Amount.
• Sender’s full name.
• Sender’s country.
• Money Transfer Control Number – MTCN.
• Acceptable ID document.

Acceptable IDs:

• National identity card
• Current passport

Note: For strict security purposes, agents may require you to provide several documents.

Western Money Transfer Limits for Receiving Money

• 2.000 USD per transaction
• 7.500 USD per week
• 15.000 USD per month

With Western Union you can transfer money to more than 42000 agent locations around the country. To find your location, get help from an official agent locator.

Western Union Receive Money to Card

Receive your earned money at home. Western Union is ready to help you 24/7. As soon as you get an MTCN Number, you will get funds directly by debit or credit card from Western Union® service. 

How to Receive Money to Card?

Receiving money from a Card is easy. Before, you just needed to register on Western Union’s website. Spend 5 minutes to register and get your money on the card.

• Choose the Receive Money option.
• Log in to your profile.
• Enter your MTCN number, sender’s name, country, amount and choose a payment card to get your money

Western Money Transfer Limits for Receiving Money

• 2.000 USD per transaction
• 7.500 USD per week
• 15.000 USD per month

Verification Process

Western Union will verify your identity before receiving money. Follow 3 steps to complete verification.

• Enter your mobile phone number
• Call 3700 by phone (free of charge)
• Email at westernunion@privatbank.ua

How to Receive Money From Western Union Online

In order to receive money online, Western Union has Cash Pickup, Bank Account, Online Banking, Mobile Banking option. Use any of these complete transfers and get received.

Cash Pickup

• Visit Western Union agent location
• Fill sender’s details including MTCN number

Bank Account

• Bank account number 1 and IFSC code
• Remittance purpose

Online Banking

• Login your account from WU.com
• Enter sender’s account details
• Enter Tracking number (MTCN)
• Select your transfer

Mobile Banking

• Login your account with mobile banking app
• Enter sender’s account details
• Enter Tracking number (MTCN)
• Select your transfer

Western Union Receive Money Requirements

Generally, a National ID card, Passports, are acceptable documents for the purpose of receiving Western Money. But, some agents require a picture identification card. Driver’s license is not necessary at all. Additionally, receivers might need to verify current and permanent addresses with a utility bill. 

Where Can I Pick Up Money from Western Union

If you have a card issued by any of the banks listed below, you can pick up transactions online sent via Western Union® services directly to your debit or credit card. Here is a list of banks that support Western Union®.

Related: 16 Banks in Arizona That Don’t Use ChexSystems

1. CREDIT AGRICOLE BANK
2. KREDIT DNEPR
3. KREDITWEST
4. OTP BANK
5. PIRAEUS BANK ICB
6. SBERBANK ROSSII
7. TASCOMBANK JSC
8. UKREXIMBANK
9. UNEX
10. COMINVESTBANK
11. CONCORD BANK
12. DIAMANTBANK
13. GLOBUS BANK
14. EASTERN UKRAINIAN BANK “GRANT”
15. INDUSTRIAL BANK
16. KREDOBANK
17. KHRESCHATYK BANK
18. BANK LVIV
19. MEGABANK
20. OSCHADBANK
21. PJSC “BANK FOR INVESTMENTS AND SAVINGS”
22. POLTAVA – BANK
23. UKRGASBANK
24. PLATINUM BANK
25. POLICOMBANK
26. KSG BANK
27. FIDOBANK
28. VTB BANK
29. PROCREDIT BANK
30. BM BANK, JSC
31. FINBANK
32. PJSC MOTOR-BANK
33. JSB “CLEARING HOUSE”
34. ACCORDBANK
35. MISTO BANK PJSC
36. CITIBANK, PJSC
37. DVBANK
38. FAMILNY BANK
39. NEOS BANK

Frequently Asked Questions

Last Thought

Since, you have money. You have to move it to several places like a debit/credit card, bank, or handover to a person. So, it is necessary to gather actual information about how to receive money. I hope this article clears your doubts about “How to receive money from western union to bank account”.